TEXT MESSAGE SCAM 1
If you’ve received a text message allegedly from your bank telling you there is a problem with your account, contact your bank immediately. Do not follow the instructions in the text message.
BBB offices in many locations are letting cardholders know about a texting scam aimed at securing cardholders' account numbers, expiration dates and personal identification numbers (PINs).
“Scammers utilize all forms of media to dupe victims out of personal information,” said Michael Coil, President of the BBB serving Northern Indiana. “It’s important to guard all financial and personal information unless you are 100% sure who is on the other end of the phone call.”
Severall BBBs across the U.S. have received calls from consumers telling them about a text message claiming that their account has been deactivated or frozen and requires action to reactivate it.
The messages say: ("Whatever Bank" Alert Your card starting with 4828 has been deactivated. Please contact us at (listed phone number)." Another message states: “Customer issue, us bank service (sic) frozen. Please call at (listed phone number).” Both numbers are currently out of service.
According to complaints, customers who dialed the telephone number were asked by an automated answering service to key-in their card number, expiration date and PIN.
The messages are not being sent by any bank, as they will never asks for personal information in text or e-mail and that any such communication should be considered a scam.
Consumers are advised to contact their bank immediately using the phone number listed on the back of their card. A US Bank spokesperson said to forward any phishing texts or emails to: FraudHelp@usbank.com.
TEXT MESSAGE SCAM 2
If you’ve received a text message saying you’ve won a Walmart gift card, ignore the instructions in the text message; you haven’t won anything!
The Better Business Bureau is warning local residents about a texting scam aimed at securing consumer’s credit or debit card information.
The scam works as follows: A consumer receives a text message that says, “Hi [name]. Thx 4 visiting our site. Call 877-233-4980 to Claim Your FREE $200 Walmart Gift Card Voucher!” Once the consumer calls the number they are asked for their debit or credit card information in order to pay $9.80 for shipping.
Walmart has told the BBB they are not involved in any type of text message marketing, nor would they require financial information for a gift card to be redeemed. In all Walmart promotions, the only personal information that is collected is the address, name, and phone number.
One consumer says that after she divulged her debit card information, a $30 charge appeared on her statement that seems to be invalid.
To verify such promotions, consumers are advised to contact the company that’s offering the promotion directly, and not the phone number listed in the text message.
Do not divulge personal information to anyone who solicits information over the phone. Before making any purchase, always be sure to obtain a BBB report as part of your decision making process. For reports on businesses and for information about BBB services, visit our website at www.bbb.org or call (800)552-4631.